To qualify for a Disability Benefit, a participant must be totally disabled and have worked in covered employment within how many years?

To qualify for a Disability Benefit, a participant must have a record of total disability along with a work history in covered employment, specifically within the last five years. This requirement is designed to ensure that benefits are provided to individuals who have been actively contributing to the program in recent years, reflecting a connection to the workforce and the benefits system. Thus, having worked in covered employment within the five-year period ensures a more direct correlation between ongoing contributions and the need for assistance due to disability.