Which of the following actions can help prevent economic hardship during unemployment?

The action that encompasses all the strategies listed is the most comprehensive approach to financial stability during periods of unemployment. Establishing a realistic household budget allows individuals to understand their income and expenses better and identify areas where they can reduce costs. Living within one's economic means is essential as it ensures that expenses do not exceed income, which can prevent debt accumulation when financial resources are limited. Establishing a personal savings plan is crucial for creating a financial cushion that can be relied upon during unforeseen circumstances like job loss. By considering all these actions together, individuals can create a robust financial strategy that decreases the likelihood of economic hardship during unemployment, reinforcing the importance of proactive financial management.